Main programs for seniors
- SSI / Social Security — monthly income for low-income seniors.
- Medicare & Medicaid ("dual eligible") — health coverage.
- Medicare Savings Programs (MSP) — pay Medicare premiums and out-of-pocket costs.
- Extra Help (LIS) — lowers Part D prescription costs.
- SNAP for seniors — special deductions raise the income limit.
- CSFP senior food boxes — monthly USDA box for adults 60+.
- Meals on Wheels & congregate meals — home-delivered and community meals.
- LIHEAP — heating, cooling, and weatherization help.
- Older Americans Act services — transportation, caregiver support, ombudsman.
Start with your Area Agency on Aging
Find your AAA at the Eldercare Locator (1-800-677-1116 or eldercare.acl.gov). AAA staff screen for every program at once and refer you to home-care, transportation, and caregiver support services.
BenefitsCheckUp
The free BenefitsCheckUp.org tool (from National Council on Aging) screens for 2,000+ benefits seniors qualify for, including many people don't know about.