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Utility assistance near me: help with electric, gas, and water bills

LIHEAP, weatherization, water-bill help, and shutoff-prevention funds.

Utility assistance helps low-income households cover heating, cooling, electric, gas, and water bills. The largest program is LIHEAP (Low Income Home Energy Assistance Program). Many states also have water-bill help (LIHWAP), weatherization grants, and emergency crisis funds for shutoff situations.

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Main programs

  • LIHEAP — federal heating and cooling assistance, administered by states.
  • LIHWAP / state water programs — help with water and wastewater bills.
  • Weatherization Assistance Program (WAP) — free home energy upgrades to lower bills.
  • Utility company hardship funds — most utilities run their own crisis program (e.g., Dollar Energy, Gas Affordability Program).
  • Salvation Army / community crisis funds — gap funding for shutoff situations.

How to apply

LIHEAP and weatherization are usually administered by your local Community Action Agency. Search LIHEAP [your state] for the official application portal. Your utility company's customer service line can also tell you exactly which programs serve their service area.

If your service is about to be shut off

Call your utility immediately and ask for a payment plan and a list of assistance partners. Most states require utilities to delay shutoff if a LIHEAP application is in process. Have the case number ready.

Lower your bill long-term

Apply for weatherization (free insulation, sealing, sometimes HVAC), enroll in your utility's budget billing plan, and ask about percentage-of-income payment plans (PIPP) where available.

Related guides

Frequently asked questions

  • How do I find government assistance near me?

    Start with 2-1-1 (dial or text from any U.S. phone) or visit Benefits.gov to screen for federal, state, and local programs by ZIP code. Your county social services office and local nonprofits can also point you to specific programs.

  • Do I have to be unemployed to qualify?

    No. Many programs help working households, seniors, people with disabilities, veterans, and families with children. Eligibility is usually based on income, household size, and the specific program's rules — not employment status alone.

  • Will applying for assistance affect my immigration status?

    Most emergency programs (food, shelter, crisis utility help) do not count toward the public charge test. SNAP and TANF have specific rules. If you have questions, call a local legal aid office before applying.